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April 2010
Personal Financial Planning: Protecting the Elderly from Financial Abuse
From AICPA The Tax Advisor
In 2007, roughly one in eight individuals in the United States was age 65 or older (Department of Health and Human Services, Administration on Aging, A Profile of Older Americans: 2009, at 4). During the past decade, a new term, “senior fraud,” has come to the forefront in the media. It is also sometimes referred to as senior abuse.
Warning Signs:
- Revisions of power of attorney documents.
- Changes in beneficiary designations on insurance contracts or other accounts, including IRAs and/or retirement plans.
- Changes in bank or brokerage account titles to include others as joint owners or as signatories on the accounts.

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